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Should I Accept My Mortgage Renewal Offer? 5 Mortgage Renewal Tips

Should I Accept My Mortgage Renewal Offer? 5 Mortgage Renewal Tips

Time to Re-Evaluate. It’s a busy world these days! If you’re under a lot of pressure, anxious about the current happenings in your life, or don’t exactly consider yourself to be financially savvy, it can be tempting to sign and return your mortgage renewal offer letter without a second thought.

5 Things you need to know when purchasing an investment property

5 Things you need to know when purchasing an investment property

When you’re first starting out in investment real estate, you need to build a team to ensure you’re making a financially sound decision. So who should you have on your team? You should have a REALTOR who specializes in investment properties, a mortgage broker who can find the best options for your purchase and a property manager to manage your investment, which might be you! Your team will help you build a solid foundation to ensure you’re finding the best opportunities in the market that make the most sense for you.

Why Participating in CIR REALTY's "Coming Soon" Marketing Program Can Help You Sell Your Home FASTER!

Why Participating in CIR REALTY's "Coming Soon" Marketing Program Can Help You Sell Your Home FASTER!

You and your CIR Realtor have decided it is the right time to list your home for sale - congratulations! Now it's time to discuss your marketing plan, which may include a "Coming Soon" period.

Covid-19 Prevention Checklists for Buyers, Sellers, Landlords and Tenants

Covid-19 Prevention Checklists for Buyers, Sellers, Landlords and Tenants

In the midst of the COVID-19 pandemic, CIR REALTY recognizes the importance of protecting the public, our clients and our REALTORS®. By equipping our associates with the proper social distancing procedures and providing our clients with safe options to sell and purchase homes, we have been able to continue servicing consumers who require real estate services.

5 Things You Didn't Know About Listing with a Discount Brokerage

5 Things You Didn't Know About Listing with a Discount Brokerage

Thinking about selling your home and are interested in saving some money? Here's why hiring a limited service, discount or DIY company could leave you with a hefty bill and also without the benefits.

Join CIR REALTY this Holiday Season as a Toy Angel

Join CIR REALTY this Holiday Season as a Toy Angel

95.9 CHFM and CIR Realty are once again bringing smiles to the faces of children for the 24th Annual Toy Angels campaign! Toy Angels is Calgary’s largest Christmas toy drive in support of the Salvation Army’s Christmas Toy Program which helps families in need during the holiday season so that they too can have a Merry Christmas.

Should You Consider a 10-Year Fixed Mortgage?

Should You Consider a 10-Year Fixed Mortgage??

Ten years ago, the Bank of Canada declared that the recession was essentially over in Canada and so far, we have managed to avoid another one. There is talk that Canada might be entering another recession but I am hoping this is just speculation and nothing else.

Does the Amount of Credit Pulls Really Matter?

Does the Amount of Credit Pulls Really Matter?

Many people seem very concerned how many times their credit bureaus are pulled. What those people don’t realize is that how many times a credit bureau is pulled is only 10% of how a credit score is determined. 35% of a score is based on payment history. 30% is based on how much is owed compared to what the limit is and 15% is based on the length of credit history or how long credit has been carried for. So wouldn’t it make more sense to pay more attention to when credit is paid or how much is owed vs limit then if credit is pulled an extra time when between these two items this is 65% of a credit score weight?.

Buying a home

Buying a home

Buying a home is the biggest investment you will make in your life. Whether it’s you first home, your family home, or an investment property, you want to ensure your investment is well worth it. Most buyers will feel some level of uncertainty when viewing a home, they are considering buying, and rightfully so. We are not all home experts and thus it can be difficult to properly determine the value of a home, spot potential issues, and to assess a properties condition. When purchasing, selling, or maintaining a home, a professional home inspector will provide you with the information needed to feel confident in your decisions. A home inspectors’ ability to detect current issues and foresee future issues helps homeowners and buyers understand the true value of the property they are invested/investing in. It is also important to ensure your inspector is adequately qualified. Not all inspectors are the same. Most lack proper training and credentials. Ask what the experiences are and even ask to see credentials.

How to Start a Home Renovation

How to Start a Home Renovation

Every home renovation has a million moving parts. Even if you’re tackling something as simple as a partial kitchen makeover or a bedroom paint job, you never know what might get in the way of your project.